Salary hike on ₹15 LPA
₹15 LPA is a senior-engineer salary at services firms and a mid-level one at product companies. This is the first CTC on this site where you pay real income tax: your taxable income clears ₹12,00,000 and the Section 87A rebate no longer wipes your bill out.
Where you stand today on ₹15 LPA
- Gross salary
- ₹14,10,000
- Employer EPF (part of CTC)
- ₹90,000
- Income tax (new regime)
- ₹83,460
- Monthly in-hand
- ₹1,02,845
Try your own number
₹15,00,000 per year
Assumptions
Left at zero, the old regime is compared using only the standard deduction, professional tax and your EPF. Add your actual exemptions for a fair comparison.
New CTC after 30% hike
₹19,50,000Monthly in-hand — what actually reaches your bank
Tax regime at your new salary
Picking the new regime saves you ₹1,66,379 a year. Add your actual 80C/80D/HRA figures under Assumptions for a fairer old-regime comparison.
Hike table for ₹15 LPA
From ₹15 LPA every rupee of a raise is taxed at 15% or more, so the divergence between headline and real hike becomes permanent. A 30% CTC hike here delivers about 26% more in hand. The gap widens as you go further down the table.
| Hike | New CTC | Monthly in-hand | Extra / month | Real hike |
|---|---|---|---|---|
| 5% | ₹15,75,000 | ₹1,07,429 | +₹4,584 | 4.5% |
| 10% | ₹16,50,000 | ₹1,12,012 | +₹9,167 | 8.9% |
| 15% | ₹17,25,000 | ₹1,16,596 | +₹13,751 | 13.4% |
| 20% | ₹18,00,000 | ₹1,21,105 | +₹18,260 | 17.8% |
| 25% | ₹18,75,000 | ₹1,25,383 | +₹22,538 | 21.9% |
| 30% | ₹19,50,000 | ₹1,29,661 | +₹26,816 | 26.1% |
| 35% | ₹20,25,000 | ₹1,33,939 | +₹31,094 | 30.2% |
| 40% | ₹21,00,000 | ₹1,38,217 | +₹35,372 | 34.4% |
| 45% | ₹21,75,000 | ₹1,42,495 | +₹39,650 | 38.6% |
| 50% | ₹22,50,000 | ₹1,46,600 | +₹43,755 | 42.5% |
| 55% | ₹23,25,000 | ₹1,50,573 | +₹47,728 | 46.4% |
| 60% | ₹24,00,000 | ₹1,54,545 | +₹51,700 | 50.3% |
| 65% | ₹24,75,000 | ₹1,58,518 | +₹55,673 | 54.1% |
| 70% | ₹25,50,000 | ₹1,62,490 | +₹59,645 | 58% |
| 75% | ₹26,25,000 | ₹1,66,463 | +₹63,618 | 61.9% |
| 80% | ₹27,00,000 | ₹1,70,162 | +₹67,317 | 65.5% |
| 85% | ₹27,75,000 | ₹1,73,829 | +₹70,984 | 69% |
| 90% | ₹28,50,000 | ₹1,77,496 | +₹74,651 | 72.6% |
| 95% | ₹29,25,000 | ₹1,81,163 | +₹78,318 | 76.2% |
| 100% | ₹30,00,000 | ₹1,84,830 | +₹81,985 | 79.7% |
Assumes basic pay at 50% of CTC, EPF at 12% of basic, professional tax of ₹200/month, and whichever tax regime leaves more in hand. FY 2026-27 rates.
Old vs new tax regime on ₹15 LPA
On a ₹15 LPA salary the new regime charges ₹83,460 in tax, against ₹2,00,491 under the old regime with only the standard deduction, professional tax and EPF counted. For the old regime to win, you would need to claim more than ₹4,29,000 a year in additional deductions — HRA exemption, 80C, 80D and home-loan interest combined. That is achievable for someone paying high metro rent or a home loan, and out of reach for most others.
Common questions about a hike on ₹15 LPA
What is a 10% hike on ₹15 LPA?
A 10% hike on ₹15 LPA takes your CTC to ₹16,50,000, which works out to about ₹1,12,012 per month in hand — an increase of ₹9,167 a month over your current take-home.
What is a 30% hike on ₹15 LPA?
A 30% hike on ₹15 LPA takes your CTC to ₹19,50,000. Your monthly in-hand becomes roughly ₹1,29,661, up ₹26,816 a month. Note that the real increase in take-home is 26.1%, not 30% — the difference is income tax and provident fund.
What is the monthly in-hand salary for ₹15 LPA?
On a ₹15 LPA CTC with a 50% basic component, your gross salary is ₹14,10,000 after removing the employer's EPF contribution. After your own EPF, professional tax and income tax under the new regime, you take home about ₹1,02,845 per month.
Should I pick the old or new tax regime on ₹15 LPA?
At ₹15 LPA the new regime wins unless you can claim more than about ₹4,29,000 a year in deductions beyond your EPF — that means HRA, 80C investments, 80D premiums and home-loan interest combined. Below that figure, the new regime leaves you with more money.