10% hike on ₹18 LPA

A 10% hike on ₹18 LPA is an ordinary appraisal at a 20% marginal rate. About a fifth of the increase goes to tax before EPF, which is why people at this level start caring about NPS and the basic split.

Worked calculation

  1. Current CTC: ₹ 18,00,000
  2. Hike amount (10% of CTC): ₹ 1,80,000
  3. New CTC: ₹ 19,80,000

Monthly in-hand before and after

After employer EPF, your EPF, professional tax and income tax under the better of the two regimes (FY 2026-27):

Now

₹ 1,21,105

per month

After 10%

₹ 1,31,373

+₹ 10,268 a month, a real hike of 8.5%

Change the percentage

Your appraisal

₹ 18,00,000 per year

Assumptions

Left at zero, the old regime is compared using only the standard deduction, professional tax and your EPF. Add your actual exemptions for a fair comparison.

What this hike does

Your CTC rises 10% but your take-home rises 8.5%. A raise is taxed at your marginal rate, not your average one. Of the ₹ 1,80,000 raise, ₹ 56,794 goes to tax and PF.

For 18 LPA

18L at 10% 18L at 20% 18L at 30% 18L at 50%

For 20 LPA

20L at 10% 20L at 20% 20L at 30% 20L at 50%
New CTC ₹ 19,80,000 + ₹ 1,80,000 a year
Gross monthly ₹ 1,55,100 before PF and tax
Take-home monthly ₹ 1,31,373 ▲ 8.5% real hike, was ₹ 1,21,105

Revised salary breakdown

Component Monthly Annual
Revised CTC ₹ 1,65,000 ₹ 19,80,000
Employer PF, inside your CTC − ₹ 9,900 − ₹ 1,18,800
Gross salary ₹ 1,55,100 ₹ 18,61,200
Basic pay (50%) ₹ 82,500 ₹ 9,90,000
HRA and other allowances ₹ 72,600 ₹ 8,71,200
Employee PF (12% of basic) − ₹ 9,900 − ₹ 1,18,800
Professional tax − ₹ 200 − ₹ 2,400
Income tax (new regime) − ₹ 13,628 − ₹ 1,63,530
Net take-home ₹ 1,31,373 ₹ 15,76,470

FY 2026-27 rates, new regime applied. It leaves you ₹ 1,68,750 a year better off than the old regime.

Where your revised CTC goes

  • Take-home 79.6%
  • PF, yours and employer's 12%
  • Tax and professional tax 8.4%

Tax by regime

New regimeBetter ₹ 1,63,530
Old regime ₹ 3,32,280

We assume no HRA or 80C claims. Add yours under Assumptions if your letter says otherwise, and the comparison will change.

Next step

Got the number. Now what do you say?

How to counter an offer: what to ask for, in what order, and what the ask is worth after tax.

How to negotiate this offer

Same CTC, other common hikes

What the neighbouring percentages do to in-hand on ₹18 LPA. Each row is its own page.

Hike New CTC In-hand / month Real hike
10% ₹ 19,80,000 ₹ 1,31,373 8.5%
20% hike on ₹18 LPA ₹ 21,60,000 ₹ 1,41,640 17%
30% hike on ₹18 LPA ₹ 23,40,000 ₹ 1,51,367 25%
50% hike on ₹18 LPA ₹ 27,00,000 ₹ 1,70,162 40.5%

The same 10% at nearby salaries

Questions about a 10% hike on ₹18 LPA

How do I calculate a 10% hike on ₹18 LPA?

New CTC = old CTC × (1 + 10 ÷ 100). On ₹₹ 18,00,000 that is ₹₹ 18,00,000 × 1.1 = ₹ 19,80,000. The hike amount is ₹ 1,80,000.

What is the in-hand salary after a 10% hike on ₹18 LPA?

Monthly in-hand goes from ₹ 1,21,105 to ₹ 1,31,373, an extra ₹ 10,268 a month. The real hike is 8.5%, not 10%, because the raise is taxed at your marginal rate and EPF takes 12% of the increase in basic.

Is a 10% hike on ₹18 LPA a good offer?

A 10% hike on ₹18 LPA is an ordinary appraisal at a 20% marginal rate. About a fifth of the increase goes to tax before EPF, which is why people at this level start caring about NPS and the basic split.